In survey after survey, the number one concern on the minds of seniors and those thinking about their retirement is: will I run out of money?
There is a concept called “sequence of returns” that supposes that a loss of principal in the beginning of retirement can be catastrophic in the long run, while losses much later are not necessarily as devastating. Since we can’t time the market with our retirement, is it worth taking this chance with your hard earned money?
Many folks are instructed that if they withdraw about 4% per year, they will have a very good chance that their income stream will survive the 25-30 years that a typical retirement can last these days. But wouldn’t you rather be given more than just a “good chance” that you won’t run out of money before you run out of life? What if you could take out 5 or 6% per year and still have your “Personal Pension” guaranteed?
We have strategies that can offer you safety and opportunity on the same dollar at the same time. Through the power of indexing, you can enjoy competitive returns for safe money. You will be able to turn on a lifetime income stream that is guaranteed, and the good news is that you won’t be locking up your principal balance without access to larger withdrawals if needed.
If you have a 401K from a previous or current job, an IRA, or other money in a CD or savings account that you would like to position for safety and opportunity, please complete the form below. We will contact you to discuss your options.